Personal Loans
Seabreeze Wealth will help you access a Personal Loan to spend on a wedding, holiday, travel or an unexpected emergency
Personal Loans are a popular product that provide you with access to funds for various personal expenses. Whether it's for a wedding, home improvements, travel, debt consolidation, or unexpected emergencies, Personal Loans offer a flexible way to obtain a funds in a short amount of time. Personal Loans are also typically unsecured, meaning you don't need to provide collateral, such as a property or car, to secure the loan.
Personal Loans also come with fixed or variable interest rates. Fixed-rate Personal Loans offer the advantage of predictable repayments throughout the loan term, providing borrowers with certainty about their financial commitments. On the other hand, variable-rate Personal Loans may have fluctuating interest rates based on market conditions, which could result in changes to the repayment amount over time. We can help choose the right personal loan for you as well as find the best interest rate on the market.
We're a proud member of the Finance Brokers Association of Australia and can help with Personal Loans right across Australia. If you're looking to get a Personal Loan, we have the expertise and experience to guide you through the process and make the right choice.
We cannot recommend Sacha and the team at Seabreeze Wealth highly enough! From the very beginning, Sacha and the entire team were incredibly professional, supportive, knowledgeable and genuinely invested in helping us achieve our goal of purchasing our home. They made what can be such a stressful and overwhelming process feel so much easier, always taking the time to explain everything, answer our questions and guide us through every step. Their communication, patience and dedication were absolutely outstanding. Thanks to their support and expertise, we were able to achieve a huge goal for our family and purchase our home, and we are incredibly grateful for everything they did to help make it happen. If you are looking for a team who genuinely cares about their clients and will go above and beyond to help you achieve your financial and property goals, we would absolutely recommend Sacha and the team at Seabreeze Wealth. Thank you so much for helping make our dream a reality! 🏡
Brooke Mcgurgan
So fast and efficient, Sacha communicates effectively and keeps you informed of what is happening at every stage, unlike other unorganised brokers, Seabreeze wealth doesn't repeatedly ask you to submit documents that you have already provided. So happy with their services and will use them again to grow my portfolio.
Gody Tshuma
I had zero experience in the home buying world, and the team at Sea Breeze made the whole process extremely easy and stress-free, with 100% support, professionalism and timeliness through the entire process. I highly recommended Sea Breeze to anyone who wants to be in capable hands - either as a first home buyer or someone who has been through it all before. They are a boutique firm that really seeks to understand your needs and carefully explain what you need to know and guide you through the process. I can’t thank you enough for your help!!
Vicki Meintjes
Sacha and her team are absolutely amazing! Was so easy and smooth!!! Won’t use anyone else from now on!
j obertelli
Great support and a great human ! Thank you Sacha and the team for all you did to get us the loan!
Olivia Dietrich
Daniel Merry
When weighing the choice between using a mortgage broker or relying solely on a bank, it's crucial to recognize that your bank may not inform you about potentially more affordable options available from other lenders. In contrast, a mortgage broker provides a thorough comparison of various options. Furthermore, our services incur no cost to you, and satisfaction surveys consistently reveal that mortgage brokers surpass bank managers in customer satisfaction. We handle the complexities of loan applications and negotiate with banks on your behalf.
There are several government grants and incentives available for first-time homebuyers. For instance, the First Home Owner Grant (FHOG) provides financial aid for purchasing or constructing a new home. Moreover, the First Home Loan Deposit Scheme (FHLDS) and Home Builder Scheme offer additional assistance. Property investors may also benefit from tax advantages and depreciation allowances. At Seabreeze Wealth we can provide detailed information on these programs and their potential advantages for you.
Each state sets specific eligibility requirements for the First Home Owner's Grant or Stamp Duty Concession. These usually involve confirming your citizenship or permanent residency status, ensuring that the property's purchase price meets certain criteria, and verifying that it is your first home. You can easily access links to the requirements of each state here.
Many believe our role ends once the loan is approved. While that's a crucial part, our dedication truly shines in our post-settlement service. We actively review every loan every six to twelve months, and we know which banks are open to renegotiating your loans. We're committed to keeping more money in your pocket rather than the banks'.
Certainly. Refinancing an existing mortgage can be a wise financial decision to access better interest rates, tap into equity, or adjust loan terms. As a mortgage broker, I can evaluate your current mortgage and financial circumstances, explore various options available, and assist you through the refinancing process to potentially save money or accomplish other financial objectives.
Seabreeze Wealth Pty Ltd (Credit Representative #555991) is authorised under Australian Credit Licence #389087. Sacha Harrison (Credit Representative #408801) is authorised under Australian Credit Licence #389087.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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