First Home Buyers

Seabreeze Wealth helps First Home Buyers access a Home Loan plus understand any Grants and Discounts their are eligible for. We'll help at every step

5.0

from 178 Reviews

We'll help you understand the loan types, grants and incentives to get you into your First Home

Purchasing a property is an exciting time, and there's no need to spend it searching for a loan. We're here to assist you in finding the perfect loan for your needs. As your dedicated broker, our focus is entirely on serving you.

We'll arrange a meeting at a convenient time for you, taking care of all the groundwork. With access to various lenders, we provide you with a range of options, ensuring you have the flexibility to choose what suits you best. Our expertise allows us to efficiently analyse different loan options based on your requirements, streamlining the selection process.

Furthermore, we guide you through the entire process, not just securing the finance. From completing paperwork to managing the application process, we'll see it through to approval, allowing you to focus on the excitement of your new home.

Our Recent Reviews

Daniel Merry

Great support and a great human ! Thank you Sacha and the team for all you did to get us the loan!

Olivia Dietrich

Really happy with our experience. They made refinancing our home loan super easy and quick and took all the hassle out of it for us. Everything was straightforward and the whole process went really smoothly. Would definitely recommend

Chloe-Jane Stone

David Fine

Sacha is a wealth of knowledge when it comes to mortgage broking. From our very first interaction, we knew we were in great hands. Throughout the entire process, Sacha was patient, transparent, and took the time to explain all of our options. She helped us secure a loan that perfectly aligned with our goals and made the experience of buying our first home as smooth and stress-free as possible. We’re incredibly grateful to Sacha and the entire team for their support and guidance. We couldn’t recommend them highly enough and look forward to working with them again in the future!

Daniel O'Neill

Very detailed explanations of all the steps along the way. Helped us to purchase our first home! Will recommend to everyone

Ben Smith

Frequently Asked Questions

Why use a Mortgage Broker?

When weighing the choice between using a mortgage broker or relying solely on a bank, it's crucial to recognize that your bank may not inform you about potentially more affordable options available from other lenders. In contrast, a mortgage broker provides a thorough comparison of various options. Furthermore, our services incur no cost to you, and satisfaction surveys consistently reveal that mortgage brokers surpass bank managers in customer satisfaction. We handle the complexities of loan applications and negotiate with banks on your behalf.

What government grants or incentives are accessible to first-time homebuyers or property investors?

There are several government grants and incentives available for first-time homebuyers. For instance, the First Home Owner Grant (FHOG) provides financial aid for purchasing or constructing a new home. Moreover, the First Home Loan Deposit Scheme (FHLDS) and Home Builder Scheme offer additional assistance. Property investors may also benefit from tax advantages and depreciation allowances. At Seabreeze Wealth we can provide detailed information on these programs and their potential advantages for you.

What is the criteria to qualify for the First Home Owner's Grant or stamp duty concession?

Each state sets specific eligibility requirements for the First Home Owner's Grant or Stamp Duty Concession. These usually involve confirming your citizenship or permanent residency status, ensuring that the property's purchase price meets certain criteria, and verifying that it is your first home. You can easily access links to the requirements of each state here.

Do you provide continuous support and reviews post-mortgage settlement to ensure my loan stays competitive and aligns with my changing circumstances?

Many believe our role ends once the loan is approved. While that's a crucial part, our dedication truly shines in our post-settlement service. We actively review every loan every six to twelve months, and we know which banks are open to renegotiating your loans. We're committed to keeping more money in your pocket rather than the banks'.

Are you able to assist with refinancing an existing mortgage to potentially obtain improved rates or terms?

Certainly. Refinancing an existing mortgage can be a wise financial decision to access better interest rates, tap into equity, or adjust loan terms. As a mortgage broker, I can evaluate your current mortgage and financial circumstances, explore various options available, and assist you through the refinancing process to potentially save money or accomplish other financial objectives.