Equipment Finance
Use Equipment Finance organised by Seabreeze Wealth to fund your growth and purchase the specialised equipment your business needs
Equipment Finance is a great way for businesses to fund growth through the purchase of specialised equipment or even fit outs that help your business. Loan Terms for Equipment Finance are generally flexible so are a great help in managing cashflow while staying up to date with the latest equipment required for your business. There could also be tax advantages by utilising Equipment Finance to acquire equipment rather than buying equipment outright.
Lenders will generally want to understand the equipment being purchased, it's value and what it will be used for. In addition, they will also want to understand your financial position and may require documentation such as financial statements, cash flow projections, and other business information. Generally the equipment itself will serve as collateral for the loan, reducing the need for security over other assets. We can generally get Equipment Finance approved relatively quickly and have a great understanding of the different types of products and documentation required to get your Equipment Finance approved.
We're a proud member of the Finance Brokers Association of Australia and can help with Equipment Finance right across Australia. If you're looking to grow your business, we have the expertise and experience to guide you through the process and make the right choice.
We were incredibly happy with the service provided. The staff were professional and friendly and made the whole process smooth and seamless from the beginning to the end of our loan. We wish to offer them a big ‘Thank you’ for all of the teams help!
Katy Roberts
Sacha and the team were amazing to work with. They go over and above to communicate every step along the way, and just make the process so smooth. We have had experience with a lot of brokers in the past, but none as efficient, organised and capable as Sacha and her team!
Erin Downes
⭐⭐⭐⭐⭐ Really happy with my experience with Seabreeze Wealth. Everyone was so friendly, helpful and easy to work with, and they made the whole process feel really simple and stress-free. Buying property can feel pretty overwhelming, especially getting started, but they made that first step so much easier and were there to help along the way. I really appreciated how efficient and approachable they were. Would definitely recommend Seabreeze Wealth to anyone looking to get started with buying property!
Emma Brei
To Sasha and staff at seabreez wealth. We would like to say many thanks from prow and pud for the wonderful service and how easy you made our journey to be able to purchase our first home. We are so happy and it is all because of you all at seabreez wealth. Once again thank you sasha and your team. 🙏🏠 …
Parw Saengwut
Tristam Horn
The team at seabreeze did an excellent job refinancing my loan. They made it as simple and quick as possible and got me a better rate. Very happy with their overall services
Luke Olholm
When weighing the choice between using a mortgage broker or relying solely on a bank, it's crucial to recognize that your bank may not inform you about potentially more affordable options available from other lenders. In contrast, a mortgage broker provides a thorough comparison of various options. Furthermore, our services incur no cost to you, and satisfaction surveys consistently reveal that mortgage brokers surpass bank managers in customer satisfaction. We handle the complexities of loan applications and negotiate with banks on your behalf.
There are several government grants and incentives available for first-time homebuyers. For instance, the First Home Owner Grant (FHOG) provides financial aid for purchasing or constructing a new home. Moreover, the First Home Loan Deposit Scheme (FHLDS) and Home Builder Scheme offer additional assistance. Property investors may also benefit from tax advantages and depreciation allowances. At Seabreeze Wealth we can provide detailed information on these programs and their potential advantages for you.
Each state sets specific eligibility requirements for the First Home Owner's Grant or Stamp Duty Concession. These usually involve confirming your citizenship or permanent residency status, ensuring that the property's purchase price meets certain criteria, and verifying that it is your first home. You can easily access links to the requirements of each state here.
Many believe our role ends once the loan is approved. While that's a crucial part, our dedication truly shines in our post-settlement service. We actively review every loan every six to twelve months, and we know which banks are open to renegotiating your loans. We're committed to keeping more money in your pocket rather than the banks'.
Certainly. Refinancing an existing mortgage can be a wise financial decision to access better interest rates, tap into equity, or adjust loan terms. As a mortgage broker, I can evaluate your current mortgage and financial circumstances, explore various options available, and assist you through the refinancing process to potentially save money or accomplish other financial objectives.
Seabreeze Wealth Pty Ltd (Credit Representative #555991) is authorised under Australian Credit Licence #389087. Sacha Harrison (Credit Representative #408801) is authorised under Australian Credit Licence #389087.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
Site by Broker Studio