Personal Loans
Seabreeze Wealth will help you access a Personal Loan to spend on a wedding, holiday, travel or an unexpected emergency
Personal Loans are a popular product that provide you with access to funds for various personal expenses. Whether it's for a wedding, home improvements, travel, debt consolidation, or unexpected emergencies, Personal Loans offer a flexible way to obtain a funds in a short amount of time. Personal Loans are also typically unsecured, meaning you don't need to provide collateral, such as a property or car, to secure the loan.
Personal Loans also come with fixed or variable interest rates. Fixed-rate Personal Loans offer the advantage of predictable repayments throughout the loan term, providing borrowers with certainty about their financial commitments. On the other hand, variable-rate Personal Loans may have fluctuating interest rates based on market conditions, which could result in changes to the repayment amount over time. We can help choose the right personal loan for you as well as find the best interest rate on the market.
We're a proud member of the Finance Brokers Association of Australia and can help with Personal Loans right across Australia. If you're looking to get a Personal Loan, we have the expertise and experience to guide you through the process and make the right choice.
???? ???? ???? ???? ???? We couldn’t be happier with our experience working with Sacha, Sarah, and the amazing team at Seabreeze Wealth! They helped us secure our very first home, and we’re beyond grateful for their outstanding support from start to finish. The whole team is incredibly professional, efficient, and easy to communicate with. They always kept us updated, explained everything clearly, and made sure every step was handled smoothly. Even when Sacha was on holiday, she still kept track of our case and checked in to make sure things were progressing well — and her team did a fantastic job following up and keeping everything on schedule. That kind of dedication and teamwork really impressed us! Buying your first home can be stressful, but with Seabreeze Wealth, it felt simple and well-guided. Their care and genuine passion for helping clients achieve their goals truly stand out. We can’t thank them enough for helping us make our dream home a reality. Highly recommend Seabreeze Wealth to anyone looking for an amazing, caring, and professional broker team! Eunice and Chris
Uni C
⭐️⭐️⭐️⭐️⭐️ We had a fantastic experience with Sacha and the Seabreeze Wealth team! They ...
Talya Daliot
Fast and professional was able to secure our first home and answered any questions we had highly recommended
morghan Lidstone
Sarah was amazing every step of the way. She helped us through the process of refinancing our property loans. Communication was prompt and we achieved our goal quickly.
Logan Pratt
We recently worked with Sarah to refinance our loans and she made the whole process so easy. Sarah was able to secure us a lower interest rate and even negotiated better rates for our existing loans with the same bank. She was prompt, clear ...
Amy Pack
A home that was more than we dreamed of, and service we never thought existed. I cannot speak highly enough of Sacha, Sarah and Jessica. It’s a cut throat ...
Catherine Spain
When weighing the choice between using a mortgage broker or relying solely on a bank, it's crucial to recognize that your bank may not inform you about potentially more affordable options available from other lenders. In contrast, a mortgage broker provides a thorough comparison of various options. Furthermore, our services incur no cost to you, and satisfaction surveys consistently reveal that mortgage brokers surpass bank managers in customer satisfaction. We handle the complexities of loan applications and negotiate with banks on your behalf.
There are several government grants and incentives available for first-time homebuyers. For instance, the First Home Owner Grant (FHOG) provides financial aid for purchasing or constructing a new home. Moreover, the First Home Loan Deposit Scheme (FHLDS) and Home Builder Scheme offer additional assistance. Property investors may also benefit from tax advantages and depreciation allowances. At Seabreeze Wealth we can provide detailed information on these programs and their potential advantages for you.
Each state sets specific eligibility requirements for the First Home Owner's Grant or Stamp Duty Concession. These usually involve confirming your citizenship or permanent residency status, ensuring that the property's purchase price meets certain criteria, and verifying that it is your first home. You can easily access links to the requirements of each state here.
Many believe our role ends once the loan is approved. While that's a crucial part, our dedication truly shines in our post-settlement service. We actively review every loan every six to twelve months, and we know which banks are open to renegotiating your loans. We're committed to keeping more money in your pocket rather than the banks'.
Certainly. Refinancing an existing mortgage can be a wise financial decision to access better interest rates, tap into equity, or adjust loan terms. As a mortgage broker, I can evaluate your current mortgage and financial circumstances, explore various options available, and assist you through the refinancing process to potentially save money or accomplish other financial objectives.
Seabreeze Wealth Pty Ltd (Credit Representative #555991) is authorised under Australian Credit License #389087. Sacha Harrison (Credit Representative #408801) is authorised under Australian Credit License #389087.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
Site by Broker Studio