Personal Loans
Seabreeze Wealth will help you access a Personal Loan to spend on a wedding, holiday, travel or an unexpected emergency
Personal Loans are a popular product that provide you with access to funds for various personal expenses. Whether it's for a wedding, home improvements, travel, debt consolidation, or unexpected emergencies, Personal Loans offer a flexible way to obtain a funds in a short amount of time. Personal Loans are also typically unsecured, meaning you don't need to provide collateral, such as a property or car, to secure the loan.
Personal Loans also come with fixed or variable interest rates. Fixed-rate Personal Loans offer the advantage of predictable repayments throughout the loan term, providing borrowers with certainty about their financial commitments. On the other hand, variable-rate Personal Loans may have fluctuating interest rates based on market conditions, which could result in changes to the repayment amount over time. We can help choose the right personal loan for you as well as find the best interest rate on the market.
We're a proud member of the Finance Brokers Association of Australia and can help with Personal Loans right across Australia. If you're looking to get a Personal Loan, we have the expertise and experience to guide you through the process and make the right choice.
Sacha has been a great help and advisor from the beginning till the end in the process of finding and setting up a suitable loan. The honest conversations were what i aprechiated a lot.
Moritz Marbler
I was dreading starting the process of reviewing our home loan. I got a recommendation from a friend telling me that they had used seabreeze wealth and the process was easy and saved them a significant amount of money. Sacha and the team were amazing. They listened to our needs, found fabulous options ( much lower rate which will save us thousands) and then did everything in the background for us. The team were friendly, had fabulous customer service all while ensuring the essential ‘attention to detail’. I would 100% recommend this team and to be honest already have told family and friends to use their services!!
Geo Smith
I had an amazing experience working with Sacha & Sarah and the team at Seabreeze Wealth. From start to finish, they went above and beyond to help me secure the best mortgage option for my needs. Not only did they make the entire process ...
Tracy Staniland
We were recommended Sacha and Seabreeze Wealth through word of mouth and are so glad we made the decision to contact her. From the initial phone call, through to full loan approval, Sacha has been nothing but professional and knowledgeable. ...
B Jacks
Professional and results driven team. Highly recommend
Victor Stark
Sacha and the team have been an absolute dream to work with. Very efficient and nothing was too hard. Would definitely recommend.
Emilee McKenzie
When weighing the choice between using a mortgage broker or relying solely on a bank, it's crucial to recognize that your bank may not inform you about potentially more affordable options available from other lenders. In contrast, a mortgage broker provides a thorough comparison of various options. Furthermore, our services incur no cost to you, and satisfaction surveys consistently reveal that mortgage brokers surpass bank managers in customer satisfaction. We handle the complexities of loan applications and negotiate with banks on your behalf.
There are several government grants and incentives available for first-time homebuyers. For instance, the First Home Owner Grant (FHOG) provides financial aid for purchasing or constructing a new home. Moreover, the First Home Loan Deposit Scheme (FHLDS) and Home Builder Scheme offer additional assistance. Property investors may also benefit from tax advantages and depreciation allowances. At Seabreeze Wealth we can provide detailed information on these programs and their potential advantages for you.
Each state sets specific eligibility requirements for the First Home Owner's Grant or Stamp Duty Concession. These usually involve confirming your citizenship or permanent residency status, ensuring that the property's purchase price meets certain criteria, and verifying that it is your first home. You can easily access links to the requirements of each state here.
Many believe our role ends once the loan is approved. While that's a crucial part, our dedication truly shines in our post-settlement service. We actively review every loan every six to twelve months, and we know which banks are open to renegotiating your loans. We're committed to keeping more money in your pocket rather than the banks'.
Certainly. Refinancing an existing mortgage can be a wise financial decision to access better interest rates, tap into equity, or adjust loan terms. As a mortgage broker, I can evaluate your current mortgage and financial circumstances, explore various options available, and assist you through the refinancing process to potentially save money or accomplish other financial objectives.
Seabreeze Wealth Pty Ltd (Credit Representative #555991) is authorised under Australian Credit License #389087. Sacha Harrison (Credit Representative #408801) is authorised under Australian Credit License #389087.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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