Personal Loans
Seabreeze Wealth will help you access a Personal Loan to spend on a wedding, holiday, travel or an unexpected emergency
Personal Loans are a popular product that provide you with access to funds for various personal expenses. Whether it's for a wedding, home improvements, travel, debt consolidation, or unexpected emergencies, Personal Loans offer a flexible way to obtain a funds in a short amount of time. Personal Loans are also typically unsecured, meaning you don't need to provide collateral, such as a property or car, to secure the loan.
Personal Loans also come with fixed or variable interest rates. Fixed-rate Personal Loans offer the advantage of predictable repayments throughout the loan term, providing borrowers with certainty about their financial commitments. On the other hand, variable-rate Personal Loans may have fluctuating interest rates based on market conditions, which could result in changes to the repayment amount over time. We can help choose the right personal loan for you as well as find the best interest rate on the market.
We're a proud member of the Finance Brokers Association of Australia and can help with Personal Loans right across Australia. If you're looking to get a Personal Loan, we have the expertise and experience to guide you through the process and make the right choice.
To Potential Seabreeze Clients, I can’t recommend Sacha and the team here highly enough. They are not only an outstanding Financial Service but also a genuinely kind and professional team who will guide you through every step of the journey, and then some. Thanks to their immense expertise, enthusiasm, and dedication, I was able to purchase my amazing villa on the Gold Coast. After my initial phone meeting, Sacha and the team took care of the entire process with skill and amazing speed due to time restraints around my purchase. This service goes well beyond expectations. If I ever buy again and require investment advice, Sacha will absolutely be my first call. Please don’t hesitate to reach out if you’d like more information.
Kathleen Tully
Sacha made buying our first home in Australia as Kiwis much easier than we expected. She’s an excellent communicator who was always one step ahead, letting us know exactly what we needed to do and when. Nothing was ever too much trouble. Sacha responded quickly to questions, shared valuations and advice, and genuinely went the extra mile. On top of that, she’s great to work with - personable, easy to talk to, and always ready for a good chat and a laugh. We’re very grateful for all her help.
Nicole Lees
Sacha and the team were very thorough and the process was seamless. Great mortgage broker if you are not sure where to get the best deal from the big banks.
Andrew Bodley
Sacha and the Seabreeze Wealth team delivered an amazing service throughout our loan application process. Sacha is genuine, honest, approachable and detail focused. Her team were extremely efficient, a pleasure to deal with and provided detailed and accurate communication at each step of the process. I would recommend Sacha and the Seabreeze team to anyone looking to refinance or applying for a loan. Thank you!
Melanie Woodward
Was extremely happy with Sacha, she was very professional and helpful.
Darryl Lacey
We had previously spoken with a different mortgage broker and switched to Seabreeze Wealth immediately after speaking with Sacha. Her knowledge is extensive and she gave us the edge with her quick turnaround times, helping us to secure our ...
April W
When weighing the choice between using a mortgage broker or relying solely on a bank, it's crucial to recognize that your bank may not inform you about potentially more affordable options available from other lenders. In contrast, a mortgage broker provides a thorough comparison of various options. Furthermore, our services incur no cost to you, and satisfaction surveys consistently reveal that mortgage brokers surpass bank managers in customer satisfaction. We handle the complexities of loan applications and negotiate with banks on your behalf.
There are several government grants and incentives available for first-time homebuyers. For instance, the First Home Owner Grant (FHOG) provides financial aid for purchasing or constructing a new home. Moreover, the First Home Loan Deposit Scheme (FHLDS) and Home Builder Scheme offer additional assistance. Property investors may also benefit from tax advantages and depreciation allowances. At Seabreeze Wealth we can provide detailed information on these programs and their potential advantages for you.
Each state sets specific eligibility requirements for the First Home Owner's Grant or Stamp Duty Concession. These usually involve confirming your citizenship or permanent residency status, ensuring that the property's purchase price meets certain criteria, and verifying that it is your first home. You can easily access links to the requirements of each state here.
Many believe our role ends once the loan is approved. While that's a crucial part, our dedication truly shines in our post-settlement service. We actively review every loan every six to twelve months, and we know which banks are open to renegotiating your loans. We're committed to keeping more money in your pocket rather than the banks'.
Certainly. Refinancing an existing mortgage can be a wise financial decision to access better interest rates, tap into equity, or adjust loan terms. As a mortgage broker, I can evaluate your current mortgage and financial circumstances, explore various options available, and assist you through the refinancing process to potentially save money or accomplish other financial objectives.
Seabreeze Wealth Pty Ltd (Credit Representative #555991) is authorised under Australian Credit License #389087. Sacha Harrison (Credit Representative #408801) is authorised under Australian Credit License #389087.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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