Personal Loans
Seabreeze Wealth will help you access a Personal Loan to spend on a wedding, holiday, travel or an unexpected emergency
Personal Loans are a popular product that provide you with access to funds for various personal expenses. Whether it's for a wedding, home improvements, travel, debt consolidation, or unexpected emergencies, Personal Loans offer a flexible way to obtain a funds in a short amount of time. Personal Loans are also typically unsecured, meaning you don't need to provide collateral, such as a property or car, to secure the loan.
Personal Loans also come with fixed or variable interest rates. Fixed-rate Personal Loans offer the advantage of predictable repayments throughout the loan term, providing borrowers with certainty about their financial commitments. On the other hand, variable-rate Personal Loans may have fluctuating interest rates based on market conditions, which could result in changes to the repayment amount over time. We can help choose the right personal loan for you as well as find the best interest rate on the market.
We're a proud member of the Finance Brokers Association of Australia and can help with Personal Loans right across Australia. If you're looking to get a Personal Loan, we have the expertise and experience to guide you through the process and make the right choice.
I had a fantastic experience with Seabreeze Wealth for all the finance needs involved in purchasing my first home. They were professional and genuinely supportive throughout the entire process. They made everything feel smooth and stress-free. I’m really grateful for their guidance and highly recommend them to anyone looking for a knowledgeable and trustworthy team.
itsRocketGG
I have referred several clients to Sacha from Seabreeze Wealth, and they have all been extremely happy with the service! Sacha has a deep understanding of the pay structures for police, firefighters, and nurses, allowing her to achieve results where others may struggle. I highly recommend her!
Lauren Plews
Sacha was so lovely and helpful. Our refinancing came through very quickly thanks to Sacha and her team. We will definitely use their services again. Thank you so much for your hard work.
Pennyanne Lace
“A huge thank you to Sacha, Sarah, and the entire team at Seabreeze Wealth for assisting Mark and I with our investment property. The whole journey was seamless, and their communication was effortless. A special mention to Sacha, who set the motion for us right from our very first meeting —your knowledge, expertise, and trust gave us confidence and made the process stress-free. We highly recommend these professionals to anyone looking for assistance with their finance needs!”
Mark Gardiner
The Seabreeze Wealth team are an absolute dream to work with. Sacha offers realistic, attainable advice and Sarah and the team make the entire process simple and easy to understand. We deeply appreciated the detailed information and updates and the time they took to fit into our schedules and the reminders and follow ups to keep us on track. Their support and assistance has been invaluable, and we are extremely grateful to have worked with such an elite team. Many thanks again, team!
Kate Tulett
Sacha and the team at Seabreeze wealth recently helped us purchase our house. Sacha and the team helped us through so many stressful parts of our application. They always made sure we were kept in the loop with every bit of information and provided reassurance through the whole process. If I ever need another broker in the future I would 100% go through Seabreeze wealth again. Thankyou Sacha ☺️
Charlie Summers
When weighing the choice between using a mortgage broker or relying solely on a bank, it's crucial to recognize that your bank may not inform you about potentially more affordable options available from other lenders. In contrast, a mortgage broker provides a thorough comparison of various options. Furthermore, our services incur no cost to you, and satisfaction surveys consistently reveal that mortgage brokers surpass bank managers in customer satisfaction. We handle the complexities of loan applications and negotiate with banks on your behalf.
There are several government grants and incentives available for first-time homebuyers. For instance, the First Home Owner Grant (FHOG) provides financial aid for purchasing or constructing a new home. Moreover, the First Home Loan Deposit Scheme (FHLDS) and Home Builder Scheme offer additional assistance. Property investors may also benefit from tax advantages and depreciation allowances. At Seabreeze Wealth we can provide detailed information on these programs and their potential advantages for you.
Each state sets specific eligibility requirements for the First Home Owner's Grant or Stamp Duty Concession. These usually involve confirming your citizenship or permanent residency status, ensuring that the property's purchase price meets certain criteria, and verifying that it is your first home. You can easily access links to the requirements of each state here.
Many believe our role ends once the loan is approved. While that's a crucial part, our dedication truly shines in our post-settlement service. We actively review every loan every six to twelve months, and we know which banks are open to renegotiating your loans. We're committed to keeping more money in your pocket rather than the banks'.
Certainly. Refinancing an existing mortgage can be a wise financial decision to access better interest rates, tap into equity, or adjust loan terms. As a mortgage broker, I can evaluate your current mortgage and financial circumstances, explore various options available, and assist you through the refinancing process to potentially save money or accomplish other financial objectives.
Seabreeze Wealth Pty Ltd (Credit Representative #555991) is authorised under Australian Credit License #389087. Sacha Harrison (Credit Representative #408801) is authorised under Australian Credit License #389087.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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