Investment Loans
Seabreeze Wealth has access to hundreds of Investment Loan options to help you buy your first investment property or expand your portfolio
Investing in property necessitates thorough research and the appropriate assistance. Understanding the nuances of the property market is crucial before making any commitments. We're here to provide the support you need to secure financing for your investment endeavours, especially amidst recent market uncertainties such as share market fluctuations and tight rental markets, prompting many investors to turn to real estate.
Whether you're a first-time investor or an experienced one looking to diversify your portfolio, we've got you covered. Our expertise extends to handling investment property financing daily, ensuring we swiftly guide you through suitable finance options. With mortgage specialists who have prior experience in lending institutions, we possess the insights to secure even the most challenging home loans.
Property investment in Australia is generally regarded as a stable option, offering consistent growth over time. However, it's crucial to recognise that property investment requires a long-term commitment, as property markets typically operate in cycles lasting seven to ten years, characterised by highs, lows, and periods of stability.
With our support, you can explore a range of investment loan options, granting you ample time to identify the ideal property aligned with your investment objectives.
Sacha from Seabreeze Wealth was recommended to us by a friend, and I'm so glad we reached out. As first home buyers, she made the entire process feel simple and stree-free, while also sharing a wealth of knowledge and insight along the way. I'll now be doing what my friend did - recommending her to anyone and everyone looking for a broker. Sacha truly is a legend!
R H
I have been using Sasha for years for mortgage brokerage. She goes above and beyond to help your needs and what you are looking for. I have full trust in this company and highly recommend it to anyone asking for a broker they are by far the best to deal with. I cannot say enough positive things about them, they are efficient and are very transparent with the process. Thanks so much!
Brooke Smith
Best experience ever. Sacha and her team have kept us informed the whole way through the process. I could not recommend Seabreeze Wealth enough.
Susan DAVIS
Sacha and the team were absolutely fabulous to work with, very professional, polite and friendly but more importantly super quick and efficient. 2 weeks from contract to full execution. I can’t recommend them enough, what a great team to make finance a walk in the park.
Falk Boehlefeld
???? ???? ???? ???? ???? We couldn’t be happier with our experience working with Sacha, Sarah, and the amazing team at Seabreeze Wealth! They helped us secure our very first home, and we’re beyond grateful for their outstanding support from start to finish. The whole team is incredibly professional, efficient, and easy to communicate with. They always kept us updated, explained everything clearly, and made sure every step was handled smoothly. Even when Sacha was on holiday, she still kept track of our case and checked in to make sure things were progressing well — and her team did a fantastic job following up and keeping everything on schedule. That kind of dedication and teamwork really impressed us! Buying your first home can be stressful, but with Seabreeze Wealth, it felt simple and well-guided. Their care and genuine passion for helping clients achieve their goals truly stand out. We can’t thank them enough for helping us make our dream home a reality. Highly recommend Seabreeze Wealth to anyone looking for an amazing, caring, and professional broker team! Eunice and Chris
Uni C
Fast and professional was able to secure our first home and answered any questions we had highly recommended
morghan Lidstone
When weighing the choice between using a mortgage broker or relying solely on a bank, it's crucial to recognize that your bank may not inform you about potentially more affordable options available from other lenders. In contrast, a mortgage broker provides a thorough comparison of various options. Furthermore, our services incur no cost to you, and satisfaction surveys consistently reveal that mortgage brokers surpass bank managers in customer satisfaction. We handle the complexities of loan applications and negotiate with banks on your behalf.
There are several government grants and incentives available for first-time homebuyers. For instance, the First Home Owner Grant (FHOG) provides financial aid for purchasing or constructing a new home. Moreover, the First Home Loan Deposit Scheme (FHLDS) and Home Builder Scheme offer additional assistance. Property investors may also benefit from tax advantages and depreciation allowances. At Seabreeze Wealth we can provide detailed information on these programs and their potential advantages for you.
Each state sets specific eligibility requirements for the First Home Owner's Grant or Stamp Duty Concession. These usually involve confirming your citizenship or permanent residency status, ensuring that the property's purchase price meets certain criteria, and verifying that it is your first home. You can easily access links to the requirements of each state here.
Many believe our role ends once the loan is approved. While that's a crucial part, our dedication truly shines in our post-settlement service. We actively review every loan every six to twelve months, and we know which banks are open to renegotiating your loans. We're committed to keeping more money in your pocket rather than the banks'.
Certainly. Refinancing an existing mortgage can be a wise financial decision to access better interest rates, tap into equity, or adjust loan terms. As a mortgage broker, I can evaluate your current mortgage and financial circumstances, explore various options available, and assist you through the refinancing process to potentially save money or accomplish other financial objectives.
Seabreeze Wealth Pty Ltd (Credit Representative #555991) is authorised under Australian Credit License #389087. Sacha Harrison (Credit Representative #408801) is authorised under Australian Credit License #389087.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
Site by Broker Studio