Investment Loans
Seabreeze Wealth has access to hundreds of Investment Loan options to help you buy your first investment property or expand your portfolio
Investing in property necessitates thorough research and the appropriate assistance. Understanding the nuances of the property market is crucial before making any commitments. We're here to provide the support you need to secure financing for your investment endeavours, especially amidst recent market uncertainties such as share market fluctuations and tight rental markets, prompting many investors to turn to real estate.
Whether you're a first-time investor or an experienced one looking to diversify your portfolio, we've got you covered. Our expertise extends to handling investment property financing daily, ensuring we swiftly guide you through suitable finance options. With mortgage specialists who have prior experience in lending institutions, we possess the insights to secure even the most challenging home loans.
Property investment in Australia is generally regarded as a stable option, offering consistent growth over time. However, it's crucial to recognise that property investment requires a long-term commitment, as property markets typically operate in cycles lasting seven to ten years, characterised by highs, lows, and periods of stability.
With our support, you can explore a range of investment loan options, granting you ample time to identify the ideal property aligned with your investment objectives.
We had previously spoken with a different mortgage broker and switched to Seabreeze Wealth immediately after speaking with Sacha. Her knowledge is extensive and she gave us the edge with her quick turnaround times, helping us to secure our family home in a difficult market. She genuinely cares and will go above & beyond to help you reach your goals. Anything we needed, any questions we had, Sacha and her team were there to help, and were very approachable & easy to talk to. They were easy to contact, responded very quickly, and the whole process was made simple & stress free. Having a broker you can trust makes a huge difference. We will continue to work with Sacha & her team in future & cannot recommend Seabreeze Wealth enough.
April W
Seamless and painless business with this company, and the people who work there. Highly recommended.
Jason Gillett
I had an amazing experience with Seabreeze Wealth for my first house and land purchase! The team was incredibly supportive and guided me through every step of the mortgage process. They answered all my questions and made everything so ...
Brody Thompson
I've had the pleasure of working with Sacha and the team at Seabreeze Wealth and I can confidently say they are absolute professionals who truly care about their clients. Sacha is knowledgeable, approachable and always willing to share ...
Gordon Johnston
Sacha and the team at Seabreeze wealth recently helped us purchase our house. Sacha and the team helped us through so many stressful parts of our application. They always made sure we were kept in the loop with every bit of information and ...
Charlie Summers
Sacha and the team at Seabreeze Wealth were absolute lifesavers! Securing our mortgage for an investment property wasn’t the easiest task, but they tackled every challenge with expertise, persistence, and a personal touch that made all the ...
Stephanie Hornby
When weighing the choice between using a mortgage broker or relying solely on a bank, it's crucial to recognize that your bank may not inform you about potentially more affordable options available from other lenders. In contrast, a mortgage broker provides a thorough comparison of various options. Furthermore, our services incur no cost to you, and satisfaction surveys consistently reveal that mortgage brokers surpass bank managers in customer satisfaction. We handle the complexities of loan applications and negotiate with banks on your behalf.
There are several government grants and incentives available for first-time homebuyers. For instance, the First Home Owner Grant (FHOG) provides financial aid for purchasing or constructing a new home. Moreover, the First Home Loan Deposit Scheme (FHLDS) and Home Builder Scheme offer additional assistance. Property investors may also benefit from tax advantages and depreciation allowances. At Seabreeze Wealth we can provide detailed information on these programs and their potential advantages for you.
Each state sets specific eligibility requirements for the First Home Owner's Grant or Stamp Duty Concession. These usually involve confirming your citizenship or permanent residency status, ensuring that the property's purchase price meets certain criteria, and verifying that it is your first home. You can easily access links to the requirements of each state here.
Many believe our role ends once the loan is approved. While that's a crucial part, our dedication truly shines in our post-settlement service. We actively review every loan every six to twelve months, and we know which banks are open to renegotiating your loans. We're committed to keeping more money in your pocket rather than the banks'.
Certainly. Refinancing an existing mortgage can be a wise financial decision to access better interest rates, tap into equity, or adjust loan terms. As a mortgage broker, I can evaluate your current mortgage and financial circumstances, explore various options available, and assist you through the refinancing process to potentially save money or accomplish other financial objectives.
Seabreeze Wealth Pty Ltd (Credit Representative #555991) is authorised under Australian Credit License #389087. Sacha Harrison (Credit Representative #408801) is authorised under Australian Credit License #389087.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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