Investment Loans

Seabreeze Wealth has access to hundreds of Investment Loan options to help you buy your first investment property or expand your portfolio

5.0

from 182 Reviews

Whether it's your first investment property or a portfolio, we're here to help

Investing in property necessitates thorough research and the appropriate assistance. Understanding the nuances of the property market is crucial before making any commitments. We're here to provide the support you need to secure financing for your investment endeavours, especially amidst recent market uncertainties such as share market fluctuations and tight rental markets, prompting many investors to turn to real estate.

Whether you're a first-time investor or an experienced one looking to diversify your portfolio, we've got you covered. Our expertise extends to handling investment property financing daily, ensuring we swiftly guide you through suitable finance options. With mortgage specialists who have prior experience in lending institutions, we possess the insights to secure even the most challenging home loans.

Property investment in Australia is generally regarded as a stable option, offering consistent growth over time. However, it's crucial to recognise that property investment requires a long-term commitment, as property markets typically operate in cycles lasting seven to ten years, characterised by highs, lows, and periods of stability.

With our support, you can explore a range of investment loan options, granting you ample time to identify the ideal property aligned with your investment objectives.

Our Recent Reviews

Stress free. Wonderful people

Nicole Blackney

The ladies at Seabreeze Wealth were absolutely wonderful and helped us secure our families first home. As a young family with two very small children, the process was extremely easy and stress-free, the ladies took care of everything! Our application was approved incredibly quickly thanks to their hard work and we were able to successfully purchase a great property within 6 short weeks.

Briana McGuinness

Couldn’t recommend Seabreeze Wealth enough! They have made my whole finance process so easy and stress-free. They are always so thorough when answering and explaining any questions I had, and have been so speedy and efficient with their responses which is super handy. Really appreciate how helpful and genuine you guys are and wouldn’t hesitate to recommend!!

Chaise

Jacob Cooper

Daniel Merry

Great support and a great human ! Thank you Sacha and the team for all you did to get us the loan!

Olivia Dietrich

Frequently Asked Questions

Why use a Mortgage Broker?

When weighing the choice between using a mortgage broker or relying solely on a bank, it's crucial to recognize that your bank may not inform you about potentially more affordable options available from other lenders. In contrast, a mortgage broker provides a thorough comparison of various options. Furthermore, our services incur no cost to you, and satisfaction surveys consistently reveal that mortgage brokers surpass bank managers in customer satisfaction. We handle the complexities of loan applications and negotiate with banks on your behalf.

What government grants or incentives are accessible to first-time homebuyers or property investors?

There are several government grants and incentives available for first-time homebuyers. For instance, the First Home Owner Grant (FHOG) provides financial aid for purchasing or constructing a new home. Moreover, the First Home Loan Deposit Scheme (FHLDS) and Home Builder Scheme offer additional assistance. Property investors may also benefit from tax advantages and depreciation allowances. At Seabreeze Wealth we can provide detailed information on these programs and their potential advantages for you.

What is the criteria to qualify for the First Home Owner's Grant or stamp duty concession?

Each state sets specific eligibility requirements for the First Home Owner's Grant or Stamp Duty Concession. These usually involve confirming your citizenship or permanent residency status, ensuring that the property's purchase price meets certain criteria, and verifying that it is your first home. You can easily access links to the requirements of each state here.

Do you provide continuous support and reviews post-mortgage settlement to ensure my loan stays competitive and aligns with my changing circumstances?

Many believe our role ends once the loan is approved. While that's a crucial part, our dedication truly shines in our post-settlement service. We actively review every loan every six to twelve months, and we know which banks are open to renegotiating your loans. We're committed to keeping more money in your pocket rather than the banks'.

Are you able to assist with refinancing an existing mortgage to potentially obtain improved rates or terms?

Certainly. Refinancing an existing mortgage can be a wise financial decision to access better interest rates, tap into equity, or adjust loan terms. As a mortgage broker, I can evaluate your current mortgage and financial circumstances, explore various options available, and assist you through the refinancing process to potentially save money or accomplish other financial objectives.