Home Loans
Let Seabreeze Wealth help you into your First Home, Next Home or Dream Home sooner with a Home Loan. We'll share Home Loan options that best work for you
Let's embark on the journey of buying a home together. Making such a significant decision can be daunting, but having guidance can ensure you make the right choice. Purchasing a home is a major milestone, and we're here to provide you with the necessary information and options to secure the finance solution that aligns with your goals.
With a multitude of home loans available and new ones constantly emerging, navigating through them can be overwhelming. As brokers, our role is not only to assist you in finding a loan tailored to your specific requirements but also to handle the paperwork and submit the application on your behalf.
That's why over 70% of Australian borrowers now opt to work with a broker when seeking a home loan.
⭐️⭐️⭐️⭐️⭐️ We had a fantastic experience with Sacha and the Seabreeze Wealth team! They secured our pre-approval in no time and made the entire process feel smooth and stress-free. Sacha was always kind, incredibly helpful, professional, and patient— answering all our questions with care and clarity. We felt truly supported every step of the way and couldn’t recommend them more highly. Thank you for everything!
Talya Daliot
Sarah was amazing every step of the way. She helped us through the process of refinancing our property loans. Communication was prompt and we achieved our goal quickly.
Logan Pratt
We recently worked with Sarah to refinance our loans and she made the whole process so easy. Sarah was able to secure us a lower interest rate and even negotiated better rates for our existing loans with the same bank. She was prompt, clear ...
Amy Pack
I cannot recommend Seabreeze Wealth highly enough! Sacha Harrison, Sarah and her team was absolutely amazing to deal with – professional, trustworthy, excellent communication skills and genuinely had my best interests at heart. They took ...
Amanda Attardo
A home that was more than we dreamed of, and service we never thought existed. I cannot speak highly enough of Sacha, Sarah and Jessica. It’s a cut throat ...
Catherine Spain
Sacha was extremely professional and very helpful during the whole process, she kept me informed every step of the way. Any questions I had throughout she explained to me so I had a better understanding of the process. I highly recommend her services as seabreeze wealth made it a breeze, 5 ⭐️
Eli Cunningham
When weighing the choice between using a mortgage broker or relying solely on a bank, it's crucial to recognize that your bank may not inform you about potentially more affordable options available from other lenders. In contrast, a mortgage broker provides a thorough comparison of various options. Furthermore, our services incur no cost to you, and satisfaction surveys consistently reveal that mortgage brokers surpass bank managers in customer satisfaction. We handle the complexities of loan applications and negotiate with banks on your behalf.
There are several government grants and incentives available for first-time homebuyers. For instance, the First Home Owner Grant (FHOG) provides financial aid for purchasing or constructing a new home. Moreover, the First Home Loan Deposit Scheme (FHLDS) and Home Builder Scheme offer additional assistance. Property investors may also benefit from tax advantages and depreciation allowances. At Seabreeze Wealth we can provide detailed information on these programs and their potential advantages for you.
Each state sets specific eligibility requirements for the First Home Owner's Grant or Stamp Duty Concession. These usually involve confirming your citizenship or permanent residency status, ensuring that the property's purchase price meets certain criteria, and verifying that it is your first home. You can easily access links to the requirements of each state here.
Many believe our role ends once the loan is approved. While that's a crucial part, our dedication truly shines in our post-settlement service. We actively review every loan every six to twelve months, and we know which banks are open to renegotiating your loans. We're committed to keeping more money in your pocket rather than the banks'.
Certainly. Refinancing an existing mortgage can be a wise financial decision to access better interest rates, tap into equity, or adjust loan terms. As a mortgage broker, I can evaluate your current mortgage and financial circumstances, explore various options available, and assist you through the refinancing process to potentially save money or accomplish other financial objectives.
Seabreeze Wealth Pty Ltd (Credit Representative #555991) is authorised under Australian Credit License #389087. Sacha Harrison (Credit Representative #408801) is authorised under Australian Credit License #389087.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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