What will your new repayments be?
Is your fixed rate expiring? In less than 60 seconds understand how much your new repayments will be and how much you could save by switching to a better loan.
Is your fixed rate expiring? In less than 60 seconds understand how much your new repayments will be and how much you could save by switching to a better loan.
This team is absolutely amazing. They make wading through the abundance of home loans out on the market easy. From the initial enquiry through to the variety of home loan offerings that were tailored to our needs and current position was amazing. Doing the application process when we selected the right package was very easy and smooth. The team regularly kept us up to date of what was happening and approximate timelines. A huge thank you to Sacha, Sarah and Jess!! They certainly put the customer first.
Troy Bell
Astoundingly excellent. Sacha and the team at Seabreeze provided the exact mix of authenticity, transparency, professionalism, and down to earth attitude that my wife and I needed. The complex was made clear, the daunting became achievable …
David Haskins
Sacha & Sarah were amazing from start to finish helping us achieve our mortgage goals. Couldn’t recommend Seabreeze Wealth more
Sascha Rackemann
Unbelievably organised and super helpful. Makes lending money so much easier.
Bradley Sobott
Sacha, Sarah and their team were amazing. I couldn't be happier with their help in securing me a loan for my first home. My bank of over 40 years wouldn't lend me sufficient funds for the property that I wanted. Sacha's team made it ...
randall howlett
Matthew Dwyer
When weighing the choice between using a mortgage broker or relying solely on a bank, it's crucial to recognize that your bank may not inform you about potentially more affordable options available from other lenders. In contrast, a mortgage broker provides a thorough comparison of various options. Furthermore, our services incur no cost to you, and satisfaction surveys consistently reveal that mortgage brokers surpass bank managers in customer satisfaction. We handle the complexities of loan applications and negotiate with banks on your behalf.
There are several government grants and incentives available for first-time homebuyers. For instance, the First Home Owner Grant (FHOG) provides financial aid for purchasing or constructing a new home. Moreover, the First Home Loan Deposit Scheme (FHLDS) and Home Builder Scheme offer additional assistance. Property investors may also benefit from tax advantages and depreciation allowances. At Seabreeze Wealth we can provide detailed information on these programs and their potential advantages for you.
Each state sets specific eligibility requirements for the First Home Owner's Grant or Stamp Duty Concession. These usually involve confirming your citizenship or permanent residency status, ensuring that the property's purchase price meets certain criteria, and verifying that it is your first home. You can easily access links to the requirements of each state here.
Many believe our role ends once the loan is approved. While that's a crucial part, our dedication truly shines in our post-settlement service. We actively review every loan every six to twelve months, and we know which banks are open to renegotiating your loans. We're committed to keeping more money in your pocket rather than the banks'.
Certainly. Refinancing an existing mortgage can be a wise financial decision to access better interest rates, tap into equity, or adjust loan terms. As a mortgage broker, I can evaluate your current mortgage and financial circumstances, explore various options available, and assist you through the refinancing process to potentially save money or accomplish other financial objectives.
Seabreeze Wealth Pty Ltd (Credit Representative #555991) is authorised under Australian Credit License #389087. Sacha Harrison (Credit Representative #408801) is authorised under Australian Credit License #389087.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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