First Home Buyers
Seabreeze Wealth helps First Home Buyers access a Home Loan plus understand any Grants and Discounts their are eligible for. We'll help at every step
Purchasing a property is an exciting time, and there's no need to spend it searching for a loan. We're here to assist you in finding the perfect loan for your needs. As your dedicated broker, our focus is entirely on serving you.
We'll arrange a meeting at a convenient time for you, taking care of all the groundwork. With access to various lenders, we provide you with a range of options, ensuring you have the flexibility to choose what suits you best. Our expertise allows us to efficiently analyse different loan options based on your requirements, streamlining the selection process.
Furthermore, we guide you through the entire process, not just securing the finance. From completing paperwork to managing the application process, we'll see it through to approval, allowing you to focus on the excitement of your new home.
Thank you to Sacha, Sarah, Jess and her amazing team for helping me get my loan approved! After being very disappointed with other brokers around Palm Beach, Seabreeze Wealth went above and beyond and did an outstanding job. I will definitely be back :) Highly recommend!
Patrick Agussol
Sacha and her team have been amazing helping us buy/sell property. I’m so happy we engaged a mortgage broker and couldn’t recommend Seabreeze enough
Courtney Adamson
Best experience ever. Sacha and her team have kept us informed the whole way through the process. I could not recommend Seabreeze Wealth enough.
Susan DAVIS
Sacha and the team were absolutely fabulous to work with, very professional, polite and friendly but more importantly super quick and efficient. 2 weeks from contract to full execution. I can’t recommend them enough, what a great team to make finance a walk in the park.
Falk Boehlefeld
???? ???? ???? ???? ???? We couldn’t be happier with our experience working with Sacha, Sarah, and the amazing team at Seabreeze Wealth! They helped us secure our very first home, and ...
Uni C
I have been using Sasha for years for mortgage brokerage. She goes above and beyond to help your needs and what you are looking for. I have full trust in this company and highly recommend it to anyone asking for a broker they are by far the ...
Brooke Smith
When weighing the choice between using a mortgage broker or relying solely on a bank, it's crucial to recognize that your bank may not inform you about potentially more affordable options available from other lenders. In contrast, a mortgage broker provides a thorough comparison of various options. Furthermore, our services incur no cost to you, and satisfaction surveys consistently reveal that mortgage brokers surpass bank managers in customer satisfaction. We handle the complexities of loan applications and negotiate with banks on your behalf.
There are several government grants and incentives available for first-time homebuyers. For instance, the First Home Owner Grant (FHOG) provides financial aid for purchasing or constructing a new home. Moreover, the First Home Loan Deposit Scheme (FHLDS) and Home Builder Scheme offer additional assistance. Property investors may also benefit from tax advantages and depreciation allowances. At Seabreeze Wealth we can provide detailed information on these programs and their potential advantages for you.
Each state sets specific eligibility requirements for the First Home Owner's Grant or Stamp Duty Concession. These usually involve confirming your citizenship or permanent residency status, ensuring that the property's purchase price meets certain criteria, and verifying that it is your first home. You can easily access links to the requirements of each state here.
Many believe our role ends once the loan is approved. While that's a crucial part, our dedication truly shines in our post-settlement service. We actively review every loan every six to twelve months, and we know which banks are open to renegotiating your loans. We're committed to keeping more money in your pocket rather than the banks'.
Certainly. Refinancing an existing mortgage can be a wise financial decision to access better interest rates, tap into equity, or adjust loan terms. As a mortgage broker, I can evaluate your current mortgage and financial circumstances, explore various options available, and assist you through the refinancing process to potentially save money or accomplish other financial objectives.
Seabreeze Wealth Pty Ltd (Credit Representative #555991) is authorised under Australian Credit License #389087. Sacha Harrison (Credit Representative #408801) is authorised under Australian Credit License #389087.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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