First Home Buyers

Seabreeze Wealth helps First Home Buyers access a Home Loan plus understand any Grants and Discounts their are eligible for. We'll help at every step

5.0

from 141 Reviews

We'll help you understand the loan types, grants and incentives to get you into your First Home

Purchasing a property is an exciting time, and there's no need to spend it searching for a loan. We're here to assist you in finding the perfect loan for your needs. As your dedicated broker, our focus is entirely on serving you.

We'll arrange a meeting at a convenient time for you, taking care of all the groundwork. With access to various lenders, we provide you with a range of options, ensuring you have the flexibility to choose what suits you best. Our expertise allows us to efficiently analyse different loan options based on your requirements, streamlining the selection process.

Furthermore, we guide you through the entire process, not just securing the finance. From completing paperwork to managing the application process, we'll see it through to approval, allowing you to focus on the excitement of your new home.

Our Recent Reviews

Sacha went above and beyond throughout the entire process. She made everything feel simple, clear and completely stress free. Her communication was amazing, and she handled every step seamlessly. Couldn’t recommend her more! Thank you Sacha, Sarah and the team at Seabreeze Wealth!

kkcivil

Not sure there are words that can detail the lengths Sacha, Sarah and their Team went too to get our family's dream over the line. What sets Sacha apart from other brokers we've used in the past is the lengths she went to behind the scenes ...

Rebecca Kilsby

Sacha and the team are awesome! As a guy who doesn’t have much time and am not to tech savvy they have made all the work a breeze. Thanks

morgan vanderwyk

Thank you to Sacha, Sarah, Jess and her amazing team for helping me get my loan approved! After being very disappointed with other brokers around Palm Beach, Seabreeze ...

Patrick Agussol

Sacha and her team have been amazing helping us buy/sell property. I’m so happy we engaged a mortgage broker and couldn’t recommend Seabreeze enough

Courtney Adamson

???? ???? ???? ???? ???? We couldn’t be happier with our experience working with Sacha, Sarah, and the amazing team at Seabreeze Wealth! They helped us secure our very first home, and ...

Uni C

Frequently Asked Questions

Why use a Mortgage Broker?

When weighing the choice between using a mortgage broker or relying solely on a bank, it's crucial to recognize that your bank may not inform you about potentially more affordable options available from other lenders. In contrast, a mortgage broker provides a thorough comparison of various options. Furthermore, our services incur no cost to you, and satisfaction surveys consistently reveal that mortgage brokers surpass bank managers in customer satisfaction. We handle the complexities of loan applications and negotiate with banks on your behalf.

What government grants or incentives are accessible to first-time homebuyers or property investors?

There are several government grants and incentives available for first-time homebuyers. For instance, the First Home Owner Grant (FHOG) provides financial aid for purchasing or constructing a new home. Moreover, the First Home Loan Deposit Scheme (FHLDS) and Home Builder Scheme offer additional assistance. Property investors may also benefit from tax advantages and depreciation allowances. At Seabreeze Wealth we can provide detailed information on these programs and their potential advantages for you.

What is the criteria to qualify for the First Home Owner's Grant or stamp duty concession?

Each state sets specific eligibility requirements for the First Home Owner's Grant or Stamp Duty Concession. These usually involve confirming your citizenship or permanent residency status, ensuring that the property's purchase price meets certain criteria, and verifying that it is your first home. You can easily access links to the requirements of each state here.

Do you provide continuous support and reviews post-mortgage settlement to ensure my loan stays competitive and aligns with my changing circumstances?

Many believe our role ends once the loan is approved. While that's a crucial part, our dedication truly shines in our post-settlement service. We actively review every loan every six to twelve months, and we know which banks are open to renegotiating your loans. We're committed to keeping more money in your pocket rather than the banks'.

Are you able to assist with refinancing an existing mortgage to potentially obtain improved rates or terms?

Certainly. Refinancing an existing mortgage can be a wise financial decision to access better interest rates, tap into equity, or adjust loan terms. As a mortgage broker, I can evaluate your current mortgage and financial circumstances, explore various options available, and assist you through the refinancing process to potentially save money or accomplish other financial objectives.