Equipment Finance

Use Equipment Finance organised by Seabreeze Wealth to fund your growth and purchase the specialised equipment your business needs

5.0

from 30 Reviews

Image for Equipment Finance

Whether you're wanting a new vehicle, plant or machinery, we're on your side

Equipment Finance is a great way for businesses to fund growth through the purchase of specialised equipment or even fit outs that help your business. Loan Terms for Equipment Finance are generally flexible so are a great help in managing cashflow while staying up to date with the latest equipment required for your business. There could also be tax advantages by utilising Equipment Finance to acquire equipment rather than buying equipment outright.

Lenders will generally want to understand the equipment being purchased, it's value and what it will be used for. In addition, they will also want to understand your financial position and may require documentation such as financial statements, cash flow projections, and other business information. Generally the equipment itself will serve as collateral for the loan, reducing the need for security over other assets. We can generally get Equipment Finance approved relatively quickly and have a great understanding of the different types of products and documentation required to get your Equipment Finance approved.

We're a proud member of the Finance Brokers Association of Australia and can help with Equipment Finance right across Australia. If you're looking to grow your business, we have the expertise and experience to guide you through the process and make the right choice.

Ready to chat to one of our team?

Our Recent Reviews

Sasha and Sarah were so understanding, patient and the process was super simple. I would highly recommend using Seabreeze for your mortgage needs!

Nicola Brown

Sacha and Sarah are an absolute pleasure to work with. Excellent communication and a wealth of knowledge they provide, gives me complete confidence and satisfaction in my financial decisions. Highly recommend!

Kane Withyman

Sacha is a wealth of knowledge. Has great systems in place which helps with the stress levels. 100% recommend

Jeni Craig

Friendly & professional service. Helped us refinance our home loan to a better rate. Highly recommend!???? …

Kerrie Doyle

We have just bought a property with the assistance of Seabreeze Wealth and the process was easy and efficient. The staff managed our finance and documents hassle free and were available to answer Questions anytime. Would definitely recommend and utilise a

Jodie Rowell

It's my first time using a broker, we bought our forever home in Melbourne and Sacha was in contact with us each step of the way. She followed up when she said she would, she gave clear information and knows her stuff so we felt certain we were in good h

TheT-Rex _xXx

Frequently Asked Questions

Why use a Mortgage Broker?

When weighing the choice between using a mortgage broker or relying solely on a bank, it's crucial to recognize that your bank may not inform you about potentially more affordable options available from other lenders. In contrast, a mortgage broker provides a thorough comparison of various options. Furthermore, our services incur no cost to you, and satisfaction surveys consistently reveal that mortgage brokers surpass bank managers in customer satisfaction. We handle the complexities of loan applications and negotiate with banks on your behalf.

What government grants or incentives are accessible to first-time homebuyers or property investors?

There are several government grants and incentives available for first-time homebuyers. For instance, the First Home Owner Grant (FHOG) provides financial aid for purchasing or constructing a new home. Moreover, the First Home Loan Deposit Scheme (FHLDS) and Home Builder Scheme offer additional assistance. Property investors may also benefit from tax advantages and depreciation allowances. At Seabreeze Wealth we can provide detailed information on these programs and their potential advantages for you.

What is the criteria to qualify for the First Home Owner's Grant or stamp duty concession?

Each state sets specific eligibility requirements for the First Home Owner's Grant or Stamp Duty Concession. These usually involve confirming your citizenship or permanent residency status, ensuring that the property's purchase price meets certain criteria, and verifying that it is your first home. You can easily access links to the requirements of each state here.

Do you provide continuous support and reviews post-mortgage settlement to ensure my loan stays competitive and aligns with my changing circumstances?

Many believe our role ends once the loan is approved. While that's a crucial part, our dedication truly shines in our post-settlement service. We actively review every loan every six to twelve months, and we know which banks are open to renegotiating your loans. We're committed to keeping more money in your pocket rather than the banks'.

Are you able to assist with refinancing an existing mortgage to potentially obtain improved rates or terms?

Certainly. Refinancing an existing mortgage can be a wise financial decision to access better interest rates, tap into equity, or adjust loan terms. As a mortgage broker, I can evaluate your current mortgage and financial circumstances, explore various options available, and assist you through the refinancing process to potentially save money or accomplish other financial objectives.

Request a Call Back