Equipment Finance

Use Equipment Finance organised by Seabreeze Wealth to fund your growth and purchase the specialised equipment your business needs

5.0

from 72 Reviews

Image for Equipment Finance

Whether you're wanting a new vehicle, plant or machinery, we're on your side

Equipment Finance is a great way for businesses to fund growth through the purchase of specialised equipment or even fit outs that help your business. Loan Terms for Equipment Finance are generally flexible so are a great help in managing cashflow while staying up to date with the latest equipment required for your business. There could also be tax advantages by utilising Equipment Finance to acquire equipment rather than buying equipment outright.

Lenders will generally want to understand the equipment being purchased, it's value and what it will be used for. In addition, they will also want to understand your financial position and may require documentation such as financial statements, cash flow projections, and other business information. Generally the equipment itself will serve as collateral for the loan, reducing the need for security over other assets. We can generally get Equipment Finance approved relatively quickly and have a great understanding of the different types of products and documentation required to get your Equipment Finance approved.

We're a proud member of the Finance Brokers Association of Australia and can help with Equipment Finance right across Australia. If you're looking to grow your business, we have the expertise and experience to guide you through the process and make the right choice.

Ready to chat to one of our team?

Our Recent Reviews

We recently used Sacha and her team to purchase our Gold Coast home and had an amazing experience! Communication and knowledge were excellent and we felt supported through the whole process. We already plan on returning to Sacha for future financial needs for our renovations. Highly recommend! Thanks again guys!

Ingrid Nielsen-Freshwater

Thank you Sarah and Sasha for helping us with purchasing our property ! We really appreciated their efforts and time to get the deal done ✔️ Thank you again . Mark and Tracey

Hunter Family and Sports Podiatry

Thank you so much to Sacha, Sarah and the team. The whole process to refinance was so easy. We highly recommend Seabreeze Wealth!

April Mills

Despite how little we had to work with, Sacha and her team have really come through for us! Very, very impressed with how fast and capable they were and how quickly obstacles were overcome. Would genuinely recommend! 10/10

Julie Y

I have found Sasha and her team with Seabreeze a God sent regarding the ease and the speed of processing documentations for a home loan, looking forward in building a strong friendship with them all while I have a home loan

Franck Berthaux

Sacha, Sarah and the team were fantastic in giving us hope to get back into the housing market. Sacha was patient and fast to respond and we are so grateful for their assistance in securing our loan.

Corinne Jackson

Frequently Asked Questions

Why use a Mortgage Broker?

When weighing the choice between using a mortgage broker or relying solely on a bank, it's crucial to recognize that your bank may not inform you about potentially more affordable options available from other lenders. In contrast, a mortgage broker provides a thorough comparison of various options. Furthermore, our services incur no cost to you, and satisfaction surveys consistently reveal that mortgage brokers surpass bank managers in customer satisfaction. We handle the complexities of loan applications and negotiate with banks on your behalf.

What government grants or incentives are accessible to first-time homebuyers or property investors?

There are several government grants and incentives available for first-time homebuyers. For instance, the First Home Owner Grant (FHOG) provides financial aid for purchasing or constructing a new home. Moreover, the First Home Loan Deposit Scheme (FHLDS) and Home Builder Scheme offer additional assistance. Property investors may also benefit from tax advantages and depreciation allowances. At Seabreeze Wealth we can provide detailed information on these programs and their potential advantages for you.

What is the criteria to qualify for the First Home Owner's Grant or stamp duty concession?

Each state sets specific eligibility requirements for the First Home Owner's Grant or Stamp Duty Concession. These usually involve confirming your citizenship or permanent residency status, ensuring that the property's purchase price meets certain criteria, and verifying that it is your first home. You can easily access links to the requirements of each state here.

Do you provide continuous support and reviews post-mortgage settlement to ensure my loan stays competitive and aligns with my changing circumstances?

Many believe our role ends once the loan is approved. While that's a crucial part, our dedication truly shines in our post-settlement service. We actively review every loan every six to twelve months, and we know which banks are open to renegotiating your loans. We're committed to keeping more money in your pocket rather than the banks'.

Are you able to assist with refinancing an existing mortgage to potentially obtain improved rates or terms?

Certainly. Refinancing an existing mortgage can be a wise financial decision to access better interest rates, tap into equity, or adjust loan terms. As a mortgage broker, I can evaluate your current mortgage and financial circumstances, explore various options available, and assist you through the refinancing process to potentially save money or accomplish other financial objectives.

Request a Call Back