Car Loans
Whether it's your first car, new car or dream car, let Seabreeze Wealth help you with a Car Loan to get on the road sooner
Whether it's your first car, new car or dream car, let Seabreeze Wealth help you with a Car Loan to get on the road sooner
Car and Other Vehicle loans generally take the form of a secured loan or unsecured loan. A secured Car Loan will generally have lower Car Loan repayments as it is secured against the vehicle, whereas unsecured loans are generally have a higher interest rate. Most Car Loans allow you to make monthly repayments which can help with your household budgeting.
Regardless of the loan type, a Car Loan can get you into your dream car and we can help you understand the full cost of the loan as well as any fees and charges. We can finance all sorts of cars whether they're being purchased from a dealership or a private seller. We can also help you compare a range of different loan options and find the best option with the right monthly repayments for you.
We're a proud member of the Finance Brokers Association of Australia and can help with Car Loans right across Australia. If you're looking to get a loan to buy a car, we have the expertise and experience to guide you through the process and make the right choice.
We recently used Sacha and her team to purchase our Gold Coast home and had an amazing experience! Communication and knowledge were excellent and we felt supported through the whole process. We already plan on returning to Sacha for future financial needs for our renovations. Highly recommend! Thanks again guys!
Thank you Sarah and Sasha for helping us with purchasing our property ! We really appreciated their efforts and time to get the deal done ✔️ Thank you again . Mark and Tracey
Thank you so much to Sacha, Sarah and the team. The whole process to refinance was so easy. We highly recommend Seabreeze Wealth!
Despite how little we had to work with, Sacha and her team have really come through for us! Very, very impressed with how fast and capable they were and how quickly obstacles were overcome. Would genuinely recommend! 10/10
I have found Sasha and her team with Seabreeze a God sent regarding the ease and the speed of processing documentations for a home loan, looking forward in building a strong friendship with them all while I have a home loan
Sacha, Sarah and the team were fantastic in giving us hope to get back into the housing market. Sacha was patient and fast to respond and we are so grateful for their assistance in securing our loan.
When weighing the choice between using a mortgage broker or relying solely on a bank, it's crucial to recognize that your bank may not inform you about potentially more affordable options available from other lenders. In contrast, a mortgage broker provides a thorough comparison of various options. Furthermore, our services incur no cost to you, and satisfaction surveys consistently reveal that mortgage brokers surpass bank managers in customer satisfaction. We handle the complexities of loan applications and negotiate with banks on your behalf.
There are several government grants and incentives available for first-time homebuyers. For instance, the First Home Owner Grant (FHOG) provides financial aid for purchasing or constructing a new home. Moreover, the First Home Loan Deposit Scheme (FHLDS) and Home Builder Scheme offer additional assistance. Property investors may also benefit from tax advantages and depreciation allowances. At Seabreeze Wealth we can provide detailed information on these programs and their potential advantages for you.
Each state sets specific eligibility requirements for the First Home Owner's Grant or Stamp Duty Concession. These usually involve confirming your citizenship or permanent residency status, ensuring that the property's purchase price meets certain criteria, and verifying that it is your first home. You can easily access links to the requirements of each state here.
Many believe our role ends once the loan is approved. While that's a crucial part, our dedication truly shines in our post-settlement service. We actively review every loan every six to twelve months, and we know which banks are open to renegotiating your loans. We're committed to keeping more money in your pocket rather than the banks'.
Certainly. Refinancing an existing mortgage can be a wise financial decision to access better interest rates, tap into equity, or adjust loan terms. As a mortgage broker, I can evaluate your current mortgage and financial circumstances, explore various options available, and assist you through the refinancing process to potentially save money or accomplish other financial objectives.
Palm Beach, QLD & Warners Bay, NSW
Seabreeze Wealth Pty Ltd (Credit Representative #555991) is authorised under Australian Credit License #389087. Sacha Harrison (Credit Representative #408801) is authorised under Australian Credit License #389087.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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