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Rated 5 Stars from our clients

Sasha is extremely helpful, her knowledge is extensive which makes for a seamless and efficient process! Would recommend before anyone else

Lachlan Bates

We've had an exceptional mortgage experience with Seabreeze Wealth! We thought that securing a mortgage would be an overwhelming experience, but working with Sacha and the team at Seabreeze proved otherwise. Their communication, expertise, and tools used made the entire process smooth and stress-free. If you're looking for a reliable and genuine Mortgage Broker on the Gold Coast, I highly recommend Seabreeze.

Harrison

I've had the pleasure of working with Sacha and the team at Seabreeze Wealth and I can confidently say they are absolute professionals who truly care about their clients. Sacha is knowledgeable, approachable and always willing to share valuable insights about the mortgage process. Their dedication and passion is always evident and I have no doubt that anyone who works with them will be in great hands. If you're looking for a mortgage broker who is not only experienced but also genuinely invested in achieving the best outcome for you, I highly recommend Sacha and the team at Seabreeze Wealth!

Gordon Johnston

I had an amazing experience with Seabreeze Wealth for my first house and land purchase! The team was incredibly supportive and guided me through every step of the mortgage process. They answered all my questions and made everything so straightforward. I felt confident and well-informed the entire time. I can't thank them enough for helping me achieve my dream of homeownership! Highly recommend!

Brody Thompson

We couldn't recommend Sacha and her team at Seabreeze Wealth more! As first-home buyers, they made the entire process smooth and stress-free. They were incredibly informative, personable, and kind, always available to answer any questions we had. Their support and guidance made such a difference—highly recommend!

Peter Weatherby

I had a fantastic experience with Seabreeze Wealth for all the finance needs involved in purchasing my first home. They were professional and genuinely supportive throughout the entire process. They made everything feel smooth and stress-free. I’m really grateful for their guidance and highly recommend them to anyone looking for a knowledgeable and trustworthy team.

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Frequently Asked Questions

Why use a Mortgage Broker?

When weighing the choice between using a mortgage broker or relying solely on a bank, it's crucial to recognize that your bank may not inform you about potentially more affordable options available from other lenders. In contrast, a mortgage broker provides a thorough comparison of various options. Furthermore, our services incur no cost to you, and satisfaction surveys consistently reveal that mortgage brokers surpass bank managers in customer satisfaction. We handle the complexities of loan applications and negotiate with banks on your behalf.

What government grants or incentives are accessible to first-time homebuyers or property investors?

There are several government grants and incentives available for first-time homebuyers. For instance, the First Home Owner Grant (FHOG) provides financial aid for purchasing or constructing a new home. Moreover, the First Home Loan Deposit Scheme (FHLDS) and Home Builder Scheme offer additional assistance. Property investors may also benefit from tax advantages and depreciation allowances. At Seabreeze Wealth we can provide detailed information on these programs and their potential advantages for you.

What is the criteria to qualify for the First Home Owner's Grant or stamp duty concession?

Each state sets specific eligibility requirements for the First Home Owner's Grant or Stamp Duty Concession. These usually involve confirming your citizenship or permanent residency status, ensuring that the property's purchase price meets certain criteria, and verifying that it is your first home. You can easily access links to the requirements of each state here.

Do you provide continuous support and reviews post-mortgage settlement to ensure my loan stays competitive and aligns with my changing circumstances?

Many believe our role ends once the loan is approved. While that's a crucial part, our dedication truly shines in our post-settlement service. We actively review every loan every six to twelve months, and we know which banks are open to renegotiating your loans. We're committed to keeping more money in your pocket rather than the banks'.

Are you able to assist with refinancing an existing mortgage to potentially obtain improved rates or terms?

Certainly. Refinancing an existing mortgage can be a wise financial decision to access better interest rates, tap into equity, or adjust loan terms. As a mortgage broker, I can evaluate your current mortgage and financial circumstances, explore various options available, and assist you through the refinancing process to potentially save money or accomplish other financial objectives.