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Rated 5 Stars from our clients

A home that was more than we dreamed of, and service we never thought existed. I cannot speak highly enough of Sacha, Sarah and Jessica. It’s a cut throat sellers market, and we had some very specific requirements. The speed and dedication this team showed us was immeasurable. From the bottom of our hearts, Thank you The WillSpains????

Catherine Spain

I cannot recommend Seabreeze Wealth highly enough! Sacha Harrison, Sarah and her team was absolutely amazing to deal with – professional, trustworthy, excellent communication skills and genuinely had my best interests at heart. They took all the stress out of purchasing a property and guided me through every step with clear advice and constant support. What could have been an overwhelming process was made simple and stress-free thanks to her knowledge and care. I’m so grateful to Sacha and her team for her help and will definitely be using Seabreeze Wealth again in the future! A BIG THANK YOU!!!

Amanda Attardo

We recently worked with Sarah to refinance our loans and she made the whole process so easy. Sarah was able to secure us a lower interest rate and even negotiated better rates for our existing loans with the same bank. She was prompt, clear in her explanations and always kept us updated. Everything was finalised quickly and we were very happy with the outcome. We highly recommend Seabreeze Wealth!

Amy Pack

Sarah was amazing every step of the way. She helped us through the process of refinancing our property loans. Communication was prompt and we achieved our goal quickly.

Logan Pratt

Sacha and the team were very thorough and the process was seamless. Great mortgage broker if you are not sure where to get the best deal from the big banks.

Andrew Bodley

Sacha made buying our first home in Australia as Kiwis much easier than we expected. She’s an excellent communicator who was always one step ahead, letting us know exactly what we needed to do and when. Nothing was ever too much trouble. ...

Nicole Lees

Frequently Asked Questions

Why use a Mortgage Broker?

When weighing the choice between using a mortgage broker or relying solely on a bank, it's crucial to recognize that your bank may not inform you about potentially more affordable options available from other lenders. In contrast, a mortgage broker provides a thorough comparison of various options. Furthermore, our services incur no cost to you, and satisfaction surveys consistently reveal that mortgage brokers surpass bank managers in customer satisfaction. We handle the complexities of loan applications and negotiate with banks on your behalf.

What government grants or incentives are accessible to first-time homebuyers or property investors?

There are several government grants and incentives available for first-time homebuyers. For instance, the First Home Owner Grant (FHOG) provides financial aid for purchasing or constructing a new home. Moreover, the First Home Loan Deposit Scheme (FHLDS) and Home Builder Scheme offer additional assistance. Property investors may also benefit from tax advantages and depreciation allowances. At Seabreeze Wealth we can provide detailed information on these programs and their potential advantages for you.

What is the criteria to qualify for the First Home Owner's Grant or stamp duty concession?

Each state sets specific eligibility requirements for the First Home Owner's Grant or Stamp Duty Concession. These usually involve confirming your citizenship or permanent residency status, ensuring that the property's purchase price meets certain criteria, and verifying that it is your first home. You can easily access links to the requirements of each state here.

Do you provide continuous support and reviews post-mortgage settlement to ensure my loan stays competitive and aligns with my changing circumstances?

Many believe our role ends once the loan is approved. While that's a crucial part, our dedication truly shines in our post-settlement service. We actively review every loan every six to twelve months, and we know which banks are open to renegotiating your loans. We're committed to keeping more money in your pocket rather than the banks'.

Are you able to assist with refinancing an existing mortgage to potentially obtain improved rates or terms?

Certainly. Refinancing an existing mortgage can be a wise financial decision to access better interest rates, tap into equity, or adjust loan terms. As a mortgage broker, I can evaluate your current mortgage and financial circumstances, explore various options available, and assist you through the refinancing process to potentially save money or accomplish other financial objectives.