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Rated 5 Stars from our clients

They helped me get an investment property. Super helpful and a quick turnaround. Highly recommended

Chris Weeks

Sacha and Sarah - Mortgage Broking Business. they helped us get an investment property. Super helpful and quick turnaround. Highly recommend

Shiree Nesbitt-Holmes

Seabreeze wealth made application process so simple. Honestly I didn't have to do much, Sasha, Sarah and the team handled everything. I've had a few loans with different banks and brokers but from now on its Seabreeze because it was just simple and communication was spot on. Thank you for your help.👍 …

Joshua Mikkelsen

Would STRONGLY recommend Sasha and the team at Seabreeze Wealth. As a Buyers Agent, I’ve seen the good, bad and ugly when it comes to brokers and I can confidently say Sasha is by far the best. Prompt communication, solid morals and values, genuine care for the client and will work incredibly hard to find solutions that best suit the clients current and future needs. You don’t need to speak to anyone else. Trust me, you won’t regret choosing Seabreeze.

Cody Trigg

I wouldn’t use any broker other than Seabreeze. I’ve never experienced such outstanding service and clear, consistent communication. This is the third loan I’ve completed with Sarah and the team, and every experience has been seamless and stress free. I’ve also referred friends to Sarah and Sasha, and they’ve also raved about the exceptional service they received. Nice to know when applying for a loan you're well supported.

SusieB & Son

Swift communications between all parties and quick turnaround to meet deadlines. Approachable and very professional.

Rubie Noronha

Frequently Asked Questions

Why use a Mortgage Broker?

When weighing the choice between using a mortgage broker or relying solely on a bank, it's crucial to recognize that your bank may not inform you about potentially more affordable options available from other lenders. In contrast, a mortgage broker provides a thorough comparison of various options. Furthermore, our services incur no cost to you, and satisfaction surveys consistently reveal that mortgage brokers surpass bank managers in customer satisfaction. We handle the complexities of loan applications and negotiate with banks on your behalf.

What government grants or incentives are accessible to first-time homebuyers or property investors?

There are several government grants and incentives available for first-time homebuyers. For instance, the First Home Owner Grant (FHOG) provides financial aid for purchasing or constructing a new home. Moreover, the First Home Loan Deposit Scheme (FHLDS) and Home Builder Scheme offer additional assistance. Property investors may also benefit from tax advantages and depreciation allowances. At Seabreeze Wealth we can provide detailed information on these programs and their potential advantages for you.

What is the criteria to qualify for the First Home Owner's Grant or stamp duty concession?

Each state sets specific eligibility requirements for the First Home Owner's Grant or Stamp Duty Concession. These usually involve confirming your citizenship or permanent residency status, ensuring that the property's purchase price meets certain criteria, and verifying that it is your first home. You can easily access links to the requirements of each state here.

Do you provide continuous support and reviews post-mortgage settlement to ensure my loan stays competitive and aligns with my changing circumstances?

Many believe our role ends once the loan is approved. While that's a crucial part, our dedication truly shines in our post-settlement service. We actively review every loan every six to twelve months, and we know which banks are open to renegotiating your loans. We're committed to keeping more money in your pocket rather than the banks'.

Are you able to assist with refinancing an existing mortgage to potentially obtain improved rates or terms?

Certainly. Refinancing an existing mortgage can be a wise financial decision to access better interest rates, tap into equity, or adjust loan terms. As a mortgage broker, I can evaluate your current mortgage and financial circumstances, explore various options available, and assist you through the refinancing process to potentially save money or accomplish other financial objectives.