Asset Finance
Seabreeze Wealth can help you access Asset Finance to purchase a new vehicle, plant or machinery. Get access to Hire Purchase, a Finance Lease or Equipment Loans.
Seabreeze Wealth can help you access Asset Finance to purchase a new vehicle, plant or machinery. Get access to Hire Purchase, a Finance Lease or Equipment Loans.
Asset Finance is one of the fastest growing finance products in Australia currently, allowing business to grow through the purchase of equipment. Asset Finance can take the form of products like a Hire Purchase, a Finance Lease or other Vehicle or Equipment Loans. The ownership of the equipment purchased may be different depending on the type of Asset Finance utilised, so having our experience to guide you through the process is critical to making the right choice.
Asset Finance can be used to finance vehicles such as cars, utes and vans as well as industrial and agricultural vehicles such as trucks, trailers and buses. Options such as no deposit and not requiring any additional security make it an attractive option to keep cash flow within your business as well as simplify the finance structure. There may also be tax advantages to financing an asset rather than purchasing upfront, however this depends on the scenario and choosing the right loan product.
We're a proud member of the Finance Brokers Association of Australia and can help with Asset Finance right across Australia. If you're looking to grow your business, we have the expertise and experience to guide you through the process and make the right choice.
We recently used Sacha and her team to purchase our Gold Coast home and had an amazing experience! Communication and knowledge were excellent and we felt supported through the whole process. We already plan on returning to Sacha for future financial needs for our renovations. Highly recommend! Thanks again guys!
Thank you Sarah and Sasha for helping us with purchasing our property ! We really appreciated their efforts and time to get the deal done ✔️ Thank you again . Mark and Tracey
Thank you so much to Sacha, Sarah and the team. The whole process to refinance was so easy. We highly recommend Seabreeze Wealth!
Despite how little we had to work with, Sacha and her team have really come through for us! Very, very impressed with how fast and capable they were and how quickly obstacles were overcome. Would genuinely recommend! 10/10
I have found Sasha and her team with Seabreeze a God sent regarding the ease and the speed of processing documentations for a home loan, looking forward in building a strong friendship with them all while I have a home loan
Sacha, Sarah and the team were fantastic in giving us hope to get back into the housing market. Sacha was patient and fast to respond and we are so grateful for their assistance in securing our loan.
When weighing the choice between using a mortgage broker or relying solely on a bank, it's crucial to recognize that your bank may not inform you about potentially more affordable options available from other lenders. In contrast, a mortgage broker provides a thorough comparison of various options. Furthermore, our services incur no cost to you, and satisfaction surveys consistently reveal that mortgage brokers surpass bank managers in customer satisfaction. We handle the complexities of loan applications and negotiate with banks on your behalf.
There are several government grants and incentives available for first-time homebuyers. For instance, the First Home Owner Grant (FHOG) provides financial aid for purchasing or constructing a new home. Moreover, the First Home Loan Deposit Scheme (FHLDS) and Home Builder Scheme offer additional assistance. Property investors may also benefit from tax advantages and depreciation allowances. At Seabreeze Wealth we can provide detailed information on these programs and their potential advantages for you.
Each state sets specific eligibility requirements for the First Home Owner's Grant or Stamp Duty Concession. These usually involve confirming your citizenship or permanent residency status, ensuring that the property's purchase price meets certain criteria, and verifying that it is your first home. You can easily access links to the requirements of each state here.
Many believe our role ends once the loan is approved. While that's a crucial part, our dedication truly shines in our post-settlement service. We actively review every loan every six to twelve months, and we know which banks are open to renegotiating your loans. We're committed to keeping more money in your pocket rather than the banks'.
Certainly. Refinancing an existing mortgage can be a wise financial decision to access better interest rates, tap into equity, or adjust loan terms. As a mortgage broker, I can evaluate your current mortgage and financial circumstances, explore various options available, and assist you through the refinancing process to potentially save money or accomplish other financial objectives.