Asset Finance

Seabreeze Wealth can help you access Asset Finance to purchase a new vehicle, plant or machinery. Get access to Hire Purchase, a Finance Lease or Equipment Loans.

5.0

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Whether you're wanting a new vehicle, plant or machinery, we're on your side

Asset Finance is one of the fastest growing finance products in Australia currently, allowing business to grow through the purchase of equipment. Asset Finance can take the form of products like a Hire Purchase, a Finance Lease or other Vehicle or Equipment Loans. The ownership of the equipment purchased may be different depending on the type of Asset Finance utilised, so having our experience to guide you through the process is critical to making the right choice.

Asset Finance can be used to finance vehicles such as cars, utes and vans as well as industrial and agricultural vehicles such as trucks, trailers and buses. Options such as no deposit and not requiring any additional security make it an attractive option to keep cash flow within your business as well as simplify the finance structure. There may also be tax advantages to financing an asset rather than purchasing upfront, however this depends on the scenario and choosing the right loan product.

We're a proud member of the Finance Brokers Association of Australia and can help with Asset Finance right across Australia. If you're looking to grow your business, we have the expertise and experience to guide you through the process and make the right choice.

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Our Recent Reviews

Sasha and Sarah were so understanding, patient and the process was super simple. I would highly recommend using Seabreeze for your mortgage needs!

Nicola Brown

Sacha and Sarah are an absolute pleasure to work with. Excellent communication and a wealth of knowledge they provide, gives me complete confidence and satisfaction in my financial decisions. Highly recommend!

Kane Withyman

Sacha is a wealth of knowledge. Has great systems in place which helps with the stress levels. 100% recommend

Jeni Craig

Friendly & professional service. Helped us refinance our home loan to a better rate. Highly recommend!???? …

Kerrie Doyle

We have just bought a property with the assistance of Seabreeze Wealth and the process was easy and efficient. The staff managed our finance and documents hassle free and were available to answer Questions anytime. Would definitely recommend and utilise a

Jodie Rowell

It's my first time using a broker, we bought our forever home in Melbourne and Sacha was in contact with us each step of the way. She followed up when she said she would, she gave clear information and knows her stuff so we felt certain we were in good h

TheT-Rex _xXx

Frequently Asked Questions

Why use a Mortgage Broker?

When weighing the choice between using a mortgage broker or relying solely on a bank, it's crucial to recognize that your bank may not inform you about potentially more affordable options available from other lenders. In contrast, a mortgage broker provides a thorough comparison of various options. Furthermore, our services incur no cost to you, and satisfaction surveys consistently reveal that mortgage brokers surpass bank managers in customer satisfaction. We handle the complexities of loan applications and negotiate with banks on your behalf.

What government grants or incentives are accessible to first-time homebuyers or property investors?

There are several government grants and incentives available for first-time homebuyers. For instance, the First Home Owner Grant (FHOG) provides financial aid for purchasing or constructing a new home. Moreover, the First Home Loan Deposit Scheme (FHLDS) and Home Builder Scheme offer additional assistance. Property investors may also benefit from tax advantages and depreciation allowances. At Seabreeze Wealth we can provide detailed information on these programs and their potential advantages for you.

What is the criteria to qualify for the First Home Owner's Grant or stamp duty concession?

Each state sets specific eligibility requirements for the First Home Owner's Grant or Stamp Duty Concession. These usually involve confirming your citizenship or permanent residency status, ensuring that the property's purchase price meets certain criteria, and verifying that it is your first home. You can easily access links to the requirements of each state here.

Do you provide continuous support and reviews post-mortgage settlement to ensure my loan stays competitive and aligns with my changing circumstances?

Many believe our role ends once the loan is approved. While that's a crucial part, our dedication truly shines in our post-settlement service. We actively review every loan every six to twelve months, and we know which banks are open to renegotiating your loans. We're committed to keeping more money in your pocket rather than the banks'.

Are you able to assist with refinancing an existing mortgage to potentially obtain improved rates or terms?

Certainly. Refinancing an existing mortgage can be a wise financial decision to access better interest rates, tap into equity, or adjust loan terms. As a mortgage broker, I can evaluate your current mortgage and financial circumstances, explore various options available, and assist you through the refinancing process to potentially save money or accomplish other financial objectives.

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