Asset Finance
Seabreeze Wealth can help you access Asset Finance to purchase a new vehicle, plant or machinery. Get access to Hire Purchase, a Finance Lease or Equipment Loans.
Asset Finance is one of the fastest growing finance products in Australia currently, allowing business to grow through the purchase of equipment. Asset Finance can take the form of products like a Hire Purchase, a Finance Lease or other Vehicle or Equipment Loans. The ownership of the equipment purchased may be different depending on the type of Asset Finance utilised, so having our experience to guide you through the process is critical to making the right choice.
Asset Finance can be used to finance vehicles such as cars, utes and vans as well as industrial and agricultural vehicles such as trucks, trailers and buses. Options such as no deposit and not requiring any additional security make it an attractive option to keep cash flow within your business as well as simplify the finance structure. There may also be tax advantages to financing an asset rather than purchasing upfront, however this depends on the scenario and choosing the right loan product.
We're a proud member of the Finance Brokers Association of Australia and can help with Asset Finance right across Australia. If you're looking to grow your business, we have the expertise and experience to guide you through the process and make the right choice.
We recently worked with Sarah to refinance our loans and she made the whole process so easy. Sarah was able to secure us a lower interest rate and even negotiated better rates for our existing loans with the same bank. She was prompt, clear in her explanations and always kept us updated. Everything was finalised quickly and we were very happy with the outcome. We highly recommend Seabreeze Wealth!
Amy Pack
Sarah was amazing every step of the way. She helped us through the process of refinancing our property loans. Communication was prompt and we achieved our goal quickly.
Logan Pratt
Sacha and the team were very thorough and the process was seamless. Great mortgage broker if you are not sure where to get the best deal from the big banks.
Andrew Bodley
Sacha and the Seabreeze Wealth team delivered an amazing service throughout our loan application process. Sacha is genuine, honest, approachable and detail focused. Her team were extremely efficient, a pleasure to deal with and provided ...
Melanie Woodward
Sacha made buying our first home in Australia as Kiwis much easier than we expected. She’s an excellent communicator who was always one step ahead, letting us know exactly what we needed to do and when. Nothing was ever too much trouble. ...
Nicole Lees
To Potential Seabreeze Clients, I can’t recommend Sacha and the team here highly enough. They are not only an outstanding Financial Service but also a genuinely kind and professional team who ...
Kathleen Tully
When weighing the choice between using a mortgage broker or relying solely on a bank, it's crucial to recognize that your bank may not inform you about potentially more affordable options available from other lenders. In contrast, a mortgage broker provides a thorough comparison of various options. Furthermore, our services incur no cost to you, and satisfaction surveys consistently reveal that mortgage brokers surpass bank managers in customer satisfaction. We handle the complexities of loan applications and negotiate with banks on your behalf.
There are several government grants and incentives available for first-time homebuyers. For instance, the First Home Owner Grant (FHOG) provides financial aid for purchasing or constructing a new home. Moreover, the First Home Loan Deposit Scheme (FHLDS) and Home Builder Scheme offer additional assistance. Property investors may also benefit from tax advantages and depreciation allowances. At Seabreeze Wealth we can provide detailed information on these programs and their potential advantages for you.
Each state sets specific eligibility requirements for the First Home Owner's Grant or Stamp Duty Concession. These usually involve confirming your citizenship or permanent residency status, ensuring that the property's purchase price meets certain criteria, and verifying that it is your first home. You can easily access links to the requirements of each state here.
Many believe our role ends once the loan is approved. While that's a crucial part, our dedication truly shines in our post-settlement service. We actively review every loan every six to twelve months, and we know which banks are open to renegotiating your loans. We're committed to keeping more money in your pocket rather than the banks'.
Certainly. Refinancing an existing mortgage can be a wise financial decision to access better interest rates, tap into equity, or adjust loan terms. As a mortgage broker, I can evaluate your current mortgage and financial circumstances, explore various options available, and assist you through the refinancing process to potentially save money or accomplish other financial objectives.
Seabreeze Wealth Pty Ltd (Credit Representative #555991) is authorised under Australian Credit License #389087. Sacha Harrison (Credit Representative #408801) is authorised under Australian Credit License #389087.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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